Redefining Retirement: Is Our Ageing Population an Untapped Asset? (Professor Sarah Harper)

This week, James Marriott talks to Sarah Harper, Professor of Gerontology at the University of Oxford and one of the world's leading experts on demographic change. She challenges the increasingly common narrative that ageing populations represent an inevitable economic and social burden, arguing instead that longer lives should be seen as an achievement that requires us to rethink the way society is organised.

As birth rates fall and life expectancy increases, governments across the world face growing concerns about pensions, healthcare and shrinking workforces. Yet Harper believes many of these pressures stem from institutions that were designed for a very different era. She argues that our welfare systems, labour markets and assumptions about retirement are still based on outdated ideas about ageing and no longer reflect the realities of modern life.

She wants us to be more radical, and makes the case for a fundamental rethink of the state pension, proposing that eligibility should be linked to years of contribution rather than chronological age. More broadly, she argues that we need to move beyond rigid age-based milestones and develop new ways of understanding work, contribution and later life in an ageing society.

Can ageing populations drive prosperity rather than decline? Should age continue to determine when we stop working and start receiving support from the state? And what would it take to build a society that not only adapts to longer lives, but thrives because of them?

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